Page 1 of 1

Table 2. Proportion of Medicare Beneficiaries' Income Spent on Out-of-Pocket Health Care Expenditures by Insurance Type

Reducing Costs in the Health Care System: Learning From What Has Been

Insurance coverageOut-of-pocket costs
Medicaid8.4%
Medicare HMO14.8%
Private HMO15.7%
Employer sponsored16.1%
Medicare only23.0%
Self-purchased25.5%

Note: HMO—health maintenance organization.

Source: Crystal S, Johnson RW, Harman J, et al. Out-of-pocket health care costs among older Americans. J Gerontol 2000; 55B(1):S51-62.

Return to Document

Page last reviewed September 2002
Internet Citation: Table 2. Proportion of Medicare Beneficiaries' Income Spent on Out-of-Pocket Health Care Expenditures by Insurance Type: Reducing Costs in the Health Care System: Learning From What Has Been. September 2002. Agency for Healthcare Research and Quality, Rockville, MD. http://archive.ahrq.gov/research/findings/factsheets/costs/costria/coststab2.html